The primary drawback for on-line sellers and web site homeowners accepting and processing micro funds is the very excessive charges charged by fee processors and bank card firms, which might sometimes eat into a good portion of the fee income stream.

Earlier than we look at the assorted choices and options in coping with this pervasive drawback, we must always first outline what constitutes a micro fee.

A micro fee is a fee for an merchandise or service that’s of low worth. For instance, web site funds for ring tones, pay-per-views, downloads, e-books, and subscriptions within the $1 – $3 vary could be thought-about as micro funds. A 25 cent fee for a obtain or a 5 cent fee for a SMS are excellent examples of lesser worth micro funds 현금화.

There are two fundamental strategies that an internet vendor may make use of to simply accept a micro fee. The primary methodology is to make use of a bank card, however the service provider charges could be fairly excessive to simply accept numerous funds for $1 and $2 micro funds, and this isn’t often a price environment friendly possibility.

Some on-line enterprise homeowners whose web sites promote micro fee valued good and companies will ask prospects for his or her bank card particulars, and can course of charges and invoices to their prospects’ playing cards when account balances attain specified fee threshold quantities.

One other variation of this methodology is to cost the shopper’s bank card a minimal cost quantity of (say $10), and a credit score on this quantity is then posted to the consumer’s account, which depletes as nominal worth items and companies are bought from the seller.

The issue with this methodology is that prospects do not like offering their bank card particulars to strangers, and so they do not like the thought of creating a down fee buy dedication for items or companies which the shopper may finally determine to not buy.